CMHC insurance calculator

Update home price or down payment and the insurance premium recalculates immediately.

Estimated premium

$18,600one time
Loan amount$540,000
Down payment10.0%
Insurance requiredYes
Total loan$618,600

Free tools

CMHC insurance calculator for Canadian buyers.

Estimate the premium when your down payment is under 20% and see how the loan changes in real time.

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How it works

Under 20% down means insurance may apply

Canadian high-ratio mortgages can require mortgage default insurance. This calculator estimates the premium based on your loan-to-value ratio.